Banana.ch SA · Lugano TI
Banana Buchhaltung Plus
Cheap, offline, association standard
Accounting on a spreadsheet principle: extremely affordable, runs offline and the go-to solution for associations and micro businesses.
Typical user
Associations, foundations, sole proprietors, side businesses – wherever clean double-entry bookkeeping is enough and no ERP is needed.
Price
CHF 0–15
vendor’s own figures, excl. VAT · As of Jul 2026
Strengths
- Value for money is practically unmatched, with a free entry level
- Works like a spreadsheet – fast for people comfortable with numbers
- Runs offline on Windows, Mac and Linux; the file stays with you
- Ready-made Swiss templates including VAT filing and association accounts
Points to consider
- Payroll is basic only – no Swissdec wage declaration
- Bank reconciliation less automated than with cloud vendors
- No CRM, no order chain, plain looks
Compared in
Fit by profile
| Sole proprietor / freelance | very suitable |
| Small business 2–9 | suitable |
| SME 10–49 | conditional |
| 50 employees and up | not recommended |
| Association / foundation | very suitable |
| Working with an accountant | suitable |
Fact sheet
Every comparison row from the categories this product appears in.
| List price | free–CHF 15 |
| Pricing model | Subscription or licence |
| Getting started | self-service |
| Deployment | Desktop/Server + Cloud |
| Free version | ✓ |
| Payroll (Swissdec) | limited |
| Swiss VAT filing | ✓ |
| Multiple currencies | ✓ |
| Data location | Switzerland |
| QR-bill | ✓ |
| Bank reconciliation (camt) | ✓ |
| Orders & inventory | basic |
| Open API | – |
| Mobile app | ✓ |
| Works offline | ✓ |
| Adoption among accountants | medium |
| Languages | DE · FR · IT · EN |
| Vendor | Banana.ch SA |
| Headquarters | Lugano TI |
Where the information comes from
The values in the fact sheet are vendor statements; for this entry it is not documented which web pages they were recorded from. All other statements — positioning, typical user, strengths, limits and fit by profile — are editorial assessments. Last checked Jul 2026.
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